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Posted under Get Ahead on 30 Dec,16 7:04p.m.
What is BHIM app?With the BHIM app, anyone can send or request money through the app to make a digital payment. The app is linked to your bank account, so you don't have to load money in it unlike a wallet, and a merchant does not have to worry about transferring the money back to their bank account.How can I get it on my phone?Download the BHIM app by the National Payments Corporation of India (N....
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Posted under Get Ahead on 02 Nov,16 10:53a.m.
In news that will bring huge cheer to many borrowers, State Bank of India (SBI), has cut its home loan rate to the lowest level in six years. The country’s largest public sector lender has cut its home loan rate to 9.1%. The rate cut comes as part of a festive scheme by SBI. Under the new scheme, home loans for women, or loans with women as co-borrowers, will be available for 20bps above the bench....
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Posted under Get Ahead on 02 Aug,16 9:54p.m.
Even if all your taxes have been paid you would still lose out on certain benefits if you do not file your income tax return by the due date.Cannot revise a belated return"If you file your income tax return for FY 2015-16 after the due date you cannot file a revised return later in case you discover a mistake in the one originally filed", says Kuldip Kumar, Partner and Leader Personal Tax, PwC. Th....
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Posted under Get Ahead on 24 Jul,16 12:57p.m.
Provident fund or PF accounts for a big chunk of one's savings toward retirement. This is the reason why financial experts suggest that the accumulated savings in PF accounts should not be withdrawn during one's working years. Keeping a tab on PF balance regularly gives employees a better handle to plan for their retirement years. Employees' Provident Fund Organisation has rolled out many initiati....
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Posted under Get Ahead on 15 Jul,16 12:01p.m.
Some small mistakes lead either to delayed or even complete denial of income tax refunds. So, understand and avoid these common mistakes that could lead to delay in refunds.Non e-filing of income tax returnOften taxpayers are of the opinion that their refund will come directly without filing income tax return. While some of them have the habit to file it manually. But, from June 2015, the income t....
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Posted under Get Ahead on 20 Jun,16 9:02p.m.
The subscribers of the Public Provident Fund (PPF) can now prematurely close the deposit scheme after completing five years for reasons such as higher education or expenditure towards medical treatment."A subscriber shall be allowed premature closure of his account or account of a minor of whom he is the guardian on ground that amount is required for treatment of serious ailments or life-threateni....
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Posted under Get Ahead on 06 Jun,16 9:09p.m.
Inflation in India is expected to moderate in the second half of the ongoing fiscal, according to Standard Chartered."We expect India's CPI inflation to moderate over the course of year ending March 2017, slowing to 5% y-o-y in the second half from 5.7% in first half," it said in a note."Unless oil prices surprise on the downside or food prices fall much faster than we expect, we do not expect CPI....
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Posted under Get Ahead on 19 Apr,16 10:19a.m.
The provident fund withdrawal issue, which has been in the spotlight since the Union Budget in February, has found some support from the government. On Monday, the labour ministry curbed the planned restriction, and said withdrawal can be allowed for housing, major medical treatment for self and family members, medical, dental and engineering education of children, and for their marriage.The amend....
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