In news that will bring huge cheer to many borrowers, State Bank of India (SBI), has cut its home loan rate to the lowest level in six years. The country’s largest public sector lender has cut its home loan rate to 9.1%. The rate cut comes as part of a festive scheme by SBI. Under the new scheme, home loans for women, or loans with women as co-borrowers, will be available for 20bps above the benchmark rate. This implies a rate of 9.1%. A rate of 9.15% will be applicable for other borrowers. These rates will be valid for loans sanctioned in November and December this year, and where disbursement is taking place in a month. Adding to the good news, the bank will also waive off all processing fees.
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