15 Oct, 2020 11:58a.m.

Details on availing UTSAV Rupay card of Rs 10000 under Festival Advance Scheme


Under the special festival advance proposed by the government, a prepaid card Rupay Card loaded with Rs 10,000/- is being provided to the government employees. The card will be called UTSAV card is to be primarily distributed by the SBI. The special festival package of advance will be accorded to all Government employees for any important festivals up to 31st March 2021. On receipt of application from the employee, the departments may process and acquire the prepaid cards from SBI for the issue among the applicants. This amount is interest-free and has to be paid back by the employee is not more than ten instalments. 

The Department of Expenditure of the Ministry of Finance has already issued the Office Memorandum and this Order will be effective from October 12, 2020, till 31 March 2021. (Click here to view the order)

The Ministry of Finance has issued Standard Operating Procedure to DDOs / HOOs  for disbursal of pre-paid UTSAV Card.

F. No. 12(2)/2020-E.IIA(Pt.)
Government of India
Ministry of Finance
Department of Expenditure

North Block, New Delhi.
Dated: 13 October 2020

Office Memorandum

Sub: Grant of Advance – Special festival package to Govt. Servants.

The undersigned is directed to refer to this department’s OM of even number dated 12.10.2020 on the above-mentioned subject and to say that the following SOP (Standard Operating Procedure) for disbursal of pre-paid UTSAV Card will be followed by all DDOs / HOOs concerned:-

i. On receipt of the application for grant of Special Festival Package advances, each DDO will advise the number of UTSAV Cards required by them and SBI Branch details where the DDO account is maintained along with IFSC code. In case DDOs do not have an account in SBI they have to identify the nearest SBI Branch and advise the name of the Branch and the IFSC code for the purpose of receiving the Cards.

ii. Each card will be of fixed denomination of Rs. 10,000/-.

iii A SPOC detail at each DDO level to be provided for better coordination. (e-mail ID and contact details of DDO and SPOC to be provided).

iv. All the above details (standard indent format for UTSAV Card is attached) to be mailed to agm2debitcards.dtb/ with a copy to This information needs to be sent as early as possible.

iv. Based on the above indicative list. Card Procurement orders will be placed by SBI and UTSAV Cards delivery schedules (to SBI Branches) will be advised based on the indicative requirements provided.

vi. The envelope containing the individual Card & PIN will be made available at the identified Branches (where DDO’s accounts are maintained) as per schedule provided.

vii. The identified Branches will intimate the respective DDO about the receipt of the card. DDO will then provide the Branch Debit Authorisation / Cheque for the number of cards required along with the Standard Procurement Format, which will be shared with DDOs.

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