After a long phase of testing with limited users, the WhatsApp Pay is officially launched in India. The company, owned by Facebook says that transferring money under its platform is as easy as sending messages.
Whatsapp will be a serious contender to similar Paytm, PhonePe and Google Pay. The advantage of Whatapp ios that it has more around 400 million users in India. Currently, NPCI has restricted the user WhatsApp UPI based customer base to 20 million out of this 400 million.
WhatsApp Pay is based on the Unified Payment Interface or UPI in partnership with the National Payments Corporation of India (NPCI), an India-first, a real-time payment system that enables transactions with over 160 supported banks.
WhatsApp has tied up with ICICI Bank, HDFC Bank, Axis Bank, the State Bank of India, and Jio Payments Bank. People can end money through WhatsApp to anyone who has a UPI ID. All transaction will be PIN verified.
To set up your account
To send or receive money
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