No changes have been announced in the current interest rates for the small savings schemes for the January-March 2025 quarter. For investors, this would mean that current interest rates will remain unchanged for the final quarter of FY 2024-25. Small savings schemes, also known as Post office schemes, include Public Provident Fund (PPF), Senior Citizen Savings Scheme (SCSS), Sukanya Samriddhi Yojana (SSY), National Savings Certificate (NSC), Post Office Time Deposits (POTD), Mahila Samman Savings Certificate, and Post Office Monthly Income Scheme (POMIS) among others.
"Interest rates on small savings schemes like PPF, NSC remain unchanged for January-March quarter", said the Department of Economic Affairs, Finance Ministry as per PTI.
As the interest rate on the post office savings schemes remains unchanged, investors in these small savings schemes will earn the following interest rate on different schemes:
| Instrument | Rate of interest from Jan to March 2025 (%) |
| Savings Deposit | 4.0 |
| 1 Year Time Deposit | 6.9 |
| 2 year Time Deposit | 7.0 |
| 3 year Time Deposit | 7.1 |
| 5 year Time Deposit | 7.5 |
| 5 Year Recurring Deposit | 6.7 |
| Senior Citizen Savings Scheme | 8.2 |
| Monthly Income Account Scheme | 7.4 |
| National Savings Certificate | 7.7 |
| Public Provident Fund Scheme | 7.1 |
| Kisan Vikas Patra | 7.5 (Will mature in 115 months) |
| Sukanya Samriddhi Account | 8.2 |
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