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Skip to mainThe Employee Provident Fund (EPF) is among millions of employees' most important financial planning and retirement investment choices.
With assured returns and tax benefits, EPF is the go-to investment for most. Under the Exempt, Exempt, Exempt scheme (EEE,) tax exemptions were also available on contributions made to the fund and towards withdrawals from accruals.
But the government had brought amendments to the tax benefits available to employers and employees for contributions to the EPF. From April 1, 2022, provident fund accounts have been divided into taxable and non-taxable accounts.
Under Budget 2021, the government has decided to reduce the tax benefits to target high-income earners who benefit from the EEE scheme.
Here are the ten points that you need to know about EPF:
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