Buying home? Avoid this cheats.

1. Charging for the parking/open space
What was surprising was the fact that this practice has been struck down by the Supreme Court itself in a 2010 verdict where it was clearly held that any open spaces usable as parking cannot be sold separately as they are common areas.
Ironically, despite the verdict, this practice has not subsided at all, with harrowed consumers across the country forced to pay exorbitantly for what is rightfully theirs!

2. Delay in handing over the possession
One of the most commonly reported issues, with innumerable consumer forum verdicts against it -- delay in handing over the possession of the houses continues to be the proverbial thorn in real estate consumers' lives. The wait for the consumer can sometimes be as long as 10 years, and even then it takes a harsh consumer forum verdict to ensure the handover.
Is it allowed? Of course not.
As we said earlier, consumer forums across the country have been relentlessly taking a stance against such delays, the most recent one being a verdict by a Mumbai Consumer forum that penalised the builder for delay in handover of flats. But the vicious cycle refuses to break, being repeated by some other builder, in some other place.

3. Delay in completion of the project and resulting fiscal setback borne by the consumer
What is worst in case of the delay by builders in completion of a housing project is the inevitable, resulting fiscal setback which is ultimately borne by the consumer. The builder-buyer agreements have penalty clauses but they are not mandatory.
The fiscal implications of delay have not gone unnoticed and Maharashtra State Commission in a landmark verdict clearly noted the insufficiency of the 9 per cent interest rate that the builder was liable to pay on the refunded amount and the fact that the consumer in question has invested their lifetimes' savings when they invested in flat and at the existing rates, it would be impossible for them buy a flat, even with the refunded amount.
The result is often exorbitant compensations and interest rates granted by consumer forums in cases that come before them. But has it changed things? That is a cruel rhetoric.

4. The wide chasm between the promised and the delivered
It isn't very uncommon place to find consumers cribbing about the layout and designs being different from what was promised or shown in the catalogue. What is worst is when this habit of denying the promised extends to denial of basic amenities, leaving a bunch of frustrated consumers in its wake -- with houses that leak, doors that creak and windows that rattle.
Is it allowed? Do we even need to answer this? And of course you can drag your builder to the consumer court -- trust us, it is really worth the effort.

5. Bounced refund cheques
This is the kind of innovation we had been talking about.
One of the complaints that landed on our desks was from a consumer whose builder obliged and refunded the entire amount with interest when the project was delayed. The catch? The refund was in the form of a cheque that eventually bounced.
What made us do a double take on this complaint was the fact that this builder's act was so wrong at so many levels, not just legally but also professionally. It just made us wonder how easy it was for these builders to get away with harassing consumers. So much for an honest builder!

6. Denial of basic amenities
Denying electricity and water supply is a fairly regular practice adopted by the builders to harass them. The consumers are forced to pull strings, pay money and resort to all sorts of tactics to ensure they get two things that are an absolute must and their primary right for survival in modern times.
The builders get away with it, mostly -- till someone gets a consumer court into picture and then, all hell breaks loose. As was seen in the case where Thane Consumer Forum sentenced a builder to two years of imprisonment along with fine for denying a building water and electricity supply.